What we know about you, in one page

Last updated: 9 August 2026

What we collect

If you create an account: your email address, the name you type, which catalog cards you select as yours, and the monthly spend figures you enter per category. That is the complete list.

We never collect card numbers, expiry dates, CVVs, statements, bank logins, or any credential belonging to a financial account — the site has no fields for them, by design. Selecting “HDFC Millennia” tells us you hold that product, nothing more.

If you don't create an account

Everything (your card selection, your spends) stays in your own browser's local storage and never reaches our servers. Clearing your browser data erases it.

How your data is used

For exactly one purpose: keeping your wallet and spend profile in sync across your devices. We don't sell data, we don't run ads, and we don't share your information with banks or anyone else. If that ever changes, this page changes first and loudly.

Cookies

One session cookie, set when you sign in, so you stay signed in. No advertising or cross-site tracking cookies.

Where it lives, and who else is involved

The site runs on Cloudflare (hosting, database), so requests pass through Cloudflare's network like most of the modern web. Fonts load from Google Fonts, which means Google's servers see the font request (your IP address, not your account data). Those are the only third parties.

Deleting your data

Ask, and your account and everything attached to it is deleted. Until self-serve deletion ships, reach us through the contact options on bloggingroyale.com from the email you signed up with. Under India's DPDP Act you can also ask what we hold (it's the list above) and have it corrected.

Questions

Same route: the contact options on bloggingroyale.com.