World Safari

Joining ₹3,000 · Annual ₹3,000

Fee break-even: ≈₹6,00,000/yr through this card at its base rate. Below that, the fee eats the rewards.

Earns Travel points · assumed 0.25 ₹/point. ₹0.25 per point redeemed for flights and hotels on RBL's rewards site, less a ₹99 redemption fee per day of redemptions

Verified 13 Aug 2026

Forex markup0%

EMI1.5% of the amount or ₹150, whichever is higher, on every EMI conversion processing fee · A converted purchase stops earning rewards · RBL publishes no interest rate for merchant EMI, the rate arrives with the offer. · EMI conversions earn no points per RBL's terms

Domestic lounge2 visits a quarter within India, unlocked by ₹35,000 of spends in the previous calendar quarter

International loungePriority Pass membership included, visits per its terms

Milestones

◆ Spend ₹2,50,000 per year → 10,000 bonus points at ₹2.5 lakh of annual spends Worth ₹2,500
◆ Spend ₹5,00,000 per year → 15,000 bonus points at ₹5 lakh Worth ₹3,750
◆ Spend ₹7,50,000 per year → A ₹10,000 brand voucher at ₹7.5 lakh, from Taj, Amazon, Croma, Myntra or MakeMyTrip Worth ₹10,000

Return by category

Category	Return	Notes
Online spend	0.5%	Base rate
Amazon	0.5%	Base rate
Flipkart	0.5%	Base rate
Subscriptions & OTT	0.5%	Base rate
Offline spend	0.5%	Base rate
UPI spending	0%	No RuPay variant is published, so UPI linking is unavailable
Dining	0.5%	Base rate
Swiggy	0.5%	Base rate
Zomato	0.5%	Base rate
Groceries	0.5%	Base rate
Quick commerce	0.5%	Base rate
Swiggy Instamart	0.5%	Base rate
Blinkit	0.5%	Base rate
BigBasket	0.5%	Base rate
Movies & shows	0.5%	Base rate
BookMyShow	0.5%	Base rate
PVR INOX	0.5%	Base rate
Fuel	0.5%	Base rate
Travel (general)	1.25%	5 points per ₹100 on travel purchases
Flights	1.25%	Uses its travel rate
Hotels	1.25%	Uses its travel rate
MakeMyTrip	1.25%	Uses its travel rate
IRCTC rail	1.25%	Uses its travel rate
International	0%	Zero forex markup but zero points abroad. The card saves you the 3.5% others charge and pays nothing on top
Utilities & bills	0.5%	Base rate
Rent	0.5%	Base rate
Education fees	0.5%	Base rate
Insurance premiums	0.5%	Base rate
Government & tax	0.5%	Base rate
Wallet loads	0.5%	Base rate
Anything else	0.5%	Base rate
Jewellery	0.5%	Base rate

Rates are the card's own published rates, before any spend profile. Add this card inMy cards to rank it against the rest of your wallet.

Also worth knowing

Welcome: a ₹3,000 MakeMyTrip voucher
Free travel insurance per the card's terms

Other exclusions

EMI conversions earn no points per RBL's terms

RBL Bank World SafariBest for Zero forex with milestones3.6 / 5

What we liked

0% forex markup on all foreign transactions
Milestones stack to serious value, ₹16,000 plus by ₹7.5 lakh
A ₹3,000 MakeMyTrip voucher as welcome, matching the fee

What to mind

International spends earn no points at all, the zero markup is the entire benefit abroad
Lounge access needs ₹35,000 of spends the previous quarter
A ₹99 fee on every redemption day

Sources

Every figure above comes from the issuer's own pages and documents. Last verified 13 Aug 2026.

Spotted an outdated rate?