Category
BigBasket
BigBasket specifically. The Tata cards pay their grocery rate here and the plain base rate at any other supermarket.
No card in your wallet earns rewards on bigbasket yet.
When you add a card that does, it will rank here automatically.
Best in market
BigBasket sits awkwardly between groceries and quick commerce. The two Tata Neu cards treat it as a Tata brand, which is why they lead, and nothing else gets past 2.5%. · Top-tier picks from the whole Indian market, researched 11 Aug 2026.
HDFC Bank Tata Neu Infinity
5% at BigBasket because Tata owns it, on the better of the two Neu cards
₹1,499 + GST, waived on ₹3L a year
BigBasket is a Tata company, so the Neu cards pay partner rates where other cards see an ordinary grocery merchant. This is double what the next best card manages.
The 2,000 NeuCoin monthly cap covers about ₹40,000 of grocery spend, and the value is in NeuCoins which are only spendable across Tata brands.
SBI Card Tata Neu Infinity SBI Card
The SBI issued version of the same product, same rate and same cap
₹1,499 + GST, reversed on ₹3L a year
Effectively interchangeable on BigBasket. Choose on the rest of the card and on which bank you would rather deal with.
Same 2,000 NeuCoin monthly ceiling and the same NeuCoin lock in. The fee reversal needs ₹3L of eligible spend.
Your wallet · BigBasket
What this category is actually worth
The same checks as the wallet page, narrowed to all 0 cards that earn on bigbasket. Set a monthly figure for it in to put rupees on these.
Earnings here
What each card would return on bigbasket at your spend. raw rates, before caps.
Every card in your wallet is excluded from bigbasket. See the reasons in the table above.
Milestone progress
Milestones on these cards, against your total spend routed to one card.
None of the cards that earn here has a milestone.
Fee check: does each card pay for itself?
Value is still counted across your whole wallet, not just this category. a card earns its fee wherever it wins. Waivers are not assumed.
| Card | Fee | Value/yr | Verdict |
|---|
Where the market beats your wallet
Your best card against the top pick in Best in market, just above. The numbers only, since the pick itself is already on this page.
No market pick with a comparable rate for this category yet.