Perk
EMI
Turning a big purchase into instalments. The interest rate is not the thing to compare, because the only EMI deals worth taking are no cost ones where the shop covers the interest. What you actually pay is the processing fee, and what you can quietly lose is the rewards on that purchase. A lower fee is better.
These banks publish no processing fee we could pin down. Where a bank stays quiet we leave it blank rather than guess at it.
When a bank adds one it appears here after the next refresh. Nothing is guessed.
Best in market
The strongest cards in India for this, whether or not you hold them.
We haven't ranked the market for this one yet.
The top three picks land here once the research is done.