Category
Flipkart
Buying on Flipkart, and usually Myntra too. A few cards are built around this one shop.
No card in your wallet earns rewards on flipkart yet.
When you add a card that does, it will rank here automatically.
Best in market
Flipkart is better served than most merchants, and the deciding factor is the size of the cap rather than the headline rate, which is 5% either way. · Top-tier picks from the whole Indian market, researched 11 Aug 2026.
Axis Bank Flipkart
5% on Flipkart with the most generous cap of any merchant card here
₹500 + GST, waived on ₹3.5L a year
The ₹4,000 a quarter ceiling allows roughly ₹80,000 of Flipkart spend, which is four times the headroom of the nearest rival. Myntra also earns 7.5% on its own separate quarterly cap, so the card really covers two merchants well.
The fee waiver needs ₹3.5L of annual spend, which is high for a ₹500 card. Rent and wallet loads do not count toward it.
HDFC Bank Millennia
The same rate on a much tighter shared cap, but it covers nine other merchants too
₹1,000 + GST, waived on ₹1L a year
Better if Flipkart is one of several places you shop rather than your main one, since the same 5% applies at Amazon, Myntra, Swiggy, Zomato and BookMyShow.
The 1,000 CashPoint monthly cap is shared across all ten partner merchants, about ₹20,000 of spend in total.
Your wallet · Flipkart
What this category is actually worth
The same checks as the wallet page, narrowed to all 0 cards that earn on flipkart. Set a monthly figure for it in to put rupees on these.
Earnings here
What each card would return on flipkart at your spend. raw rates, before caps.
Every card in your wallet is excluded from flipkart. See the reasons in the table above.
Milestone progress
Milestones on these cards, against your total spend routed to one card.
None of the cards that earn here has a milestone.
Fee check: does each card pay for itself?
Value is still counted across your whole wallet, not just this category. a card earns its fee wherever it wins. Waivers are not assumed.
| Card | Fee | Value/yr | Verdict |
|---|
Where the market beats your wallet
Your best card against the top pick in Best in market, just above. The numbers only, since the pick itself is already on this page.
No market pick with a comparable rate for this category yet.