Perk
International lounge
Free lounge access abroad, through Priority Pass, DreamFolks or the card network's own programme.
No card in your wallet has a verified international lounge benefit.
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Best in market
Unlimited Priority Pass lives on ₹12,000+ premium cards, while mid-tier cards get 6 to 8 capped visits. Axis is invalidating Priority Pass for domestic-lounge use on Olympus, Magnus and Select from 28 Aug 2026. · Top-tier picks from the whole Indian market, researched 7 Aug 2026.
HDFC Bank Infinia Metal
Unlimited international visits via Priority Pass
₹12,500 + GST, waived on ₹10L annual spend
The gold standard: unlimited PP international with no spend unlock, on top of unlimited domestic. And it's the most attainable of India's unlimited-PP cards since the fee is realistically waivable at ₹10L spend.
Invite-heavy issuance (~₹36L+ income or strong HDFC relationship). PP guest visits are chargeable (~$27-35 each), so family travel still costs.
ICICI Bank Emeralde Private Metal
Unlimited international PP for BOTH primary and add-on cardholders. No spend unlock
₹12,499 + GST, waived on ₹10L annual spend
The only mainstream card that extends unlimited Priority Pass to add-on holders too, making it the best pick for couples who fly international together. Completely exempt from ICICI's ₹75k-quarterly-spend lounge gates that hit Sapphiro/Coral.
Invitation-preferred. ICICI publishes no income cutoff and mostly offers it to Private/Wealth banking clients and high-limit existing cardholders. Cold applications frequently sit unprocessed.
Axis Bank Horizon
2 international visits/quarter via Priority Pass, no spend gate, at a mass-market fee
₹3,000 + GST, no waiver
The attainable pick: 8 ungated international PP visits/yr plus 32 domestic for ₹3,540 all-in. Beats Regalia Gold's 6/yr and costs a fraction of the unlimited-PP premium cards. Income bar is just ₹6 to 9L.
The quarterly cap means unused visits lapse, at most 2 per quarter with no carry-forward. There is no fee waiver. Guest visits are chargeable at Priority Pass rates. Axis terms deserve an annual re-check.