Perk
International lounge
Complimentary international lounge access — Priority Pass, DreamFolks and network programmes.
No card in your wallet has a verified international lounge benefit.
When a bank adds one it appears here after the next refresh — nothing is guessed.
Best in market
Priority Pass survived the domestic cuts — unlimited PP now lives on ₹12k+ premium cards while mid-tier cards get 6–8 capped visits; note Axis is invalidating PP for domestic-lounge use on Olympus/Magnus/Select from Aug 28, 2026. · Top-tier picks from the whole Indian market, researched 7 Aug 2026.
HDFC Bank Infinia Metal
Unlimited international visits via Priority Pass, untouched by the 2024–26 devaluation wave
₹12,500 + GST, waived on ₹10L annual spend
The gold standard: unlimited PP international with no spend unlock, on top of unlimited domestic — and it's the most attainable of India's unlimited-PP cards since the fee is realistically waivable at ₹10L spend.
Invite-heavy issuance (~₹36L+ income or strong HDFC relationship); PP guest visits are chargeable (~$27–35 each), so family travel still costs.
ICICI Bank Emeralde Private Metal
Unlimited international PP for BOTH primary and add-on cardholders — no spend unlock
₹12,499 + GST, waived on ₹10L annual spend
The only mainstream card that extends unlimited Priority Pass to add-on holders too, making it the best pick for couples who fly international together; completely exempt from ICICI's ₹75k-quarterly-spend lounge gates that hit Sapphiro/Coral.
Invitation-preferred — ICICI publishes no income cutoff and mostly offers it to Private/Wealth banking clients and high-limit existing cardholders; cold applications frequently sit unprocessed.
Axis Bank Horizon
2 international visits/quarter via Priority Pass, no spend gate, at a mass-market fee
₹3,000 + GST, no waiver
The attainable pick: 8 ungated international PP visits/yr plus 32 domestic for ₹3,540 all-in — beats Regalia Gold's 6/yr and costs a fraction of the unlimited-PP premium cards; income bar is just ₹6–9L.
Quarterly cap means unused visits lapse (max 2 per quarter, no carry-forward); no fee waiver; guest visits chargeable at PP rates; Axis's 2026 track record (Atlas discontinued, Aug 2026 PP restrictions on sibling cards) means terms deserve an annual re-check.