Category
Rent
Rent via CRED, NoBroker, Paytm and similar. Most issuers now charge a fee and pay nothing.
No card in your wallet earns rewards on rent yet.
When you add a card that does, it will rank here automatically.
Best in market
Rent rewards are effectively dead in 2026: every major bank gives zero points on rent and most add a 1% fee on top of platform fees — paying rent by card is a net cost almost everywhere. Only two narrow angles remain. · Top-tier picks from the whole Indian market, researched 7 Aug 2026.
IDFC FIRST Bank FIRST SWYP
400 RP (₹100) monthly on ₹20k+ rent — the last card that explicitly rewards rent (still net negative after platform fees)
₹499 + GST
The only mainstream card in 2026 that still explicitly rewards rent; it roughly halves the platform-fee hit rather than beating it — use only if you need the card-payment float anyway.
Reward flat-capped at 400 RP regardless of rent size; platform fees (~1–2% + GST) still exceed the reward; IDFC devalued twice in the last year — verify the offer is live before relying on it.
American Express Platinum Travel (milestone route)
No bank-side rent fee, and rent spend counts toward the ₹1.9L/₹4L/₹7L milestone bonuses
₹3,500 + GST joining, ₹5,000 renewal
Amex is the one issuer that hasn't zeroed-out rent and levies no rent fee of its own; milestone bonuses (up to 40,000 MR + ₹10k Taj voucher at ₹7L) can make rent-assisted spend worth ~3%+ — worthwhile only when rent pushes you across a threshold.
CRED doesn't accept Amex for rent — the few platforms that do charge higher Amex fees (~1.5–2% + GST); test that rent (MCC 6513) actually posts MR before committing a year of rent; limited Amex acceptance overall.
Your wallet · Rent
What this category is actually worth
The same checks as the wallet page, narrowed to all 0 cards that earn on rent. Set a monthly figure for it in to put rupees on these.
Earnings here
What each card would return on rent at your spend — raw rates, before caps.
Every card in your wallet is excluded from rent — see the reasons in the table above.
Milestone progress
Milestones on these cards, against your total spend routed to one card.
None of the cards that earn here has a milestone.
Fee check — does each card pay for itself?
Value is still counted across your whole wallet, not just this category — a card earns its fee wherever it wins. Waivers are not assumed.
| Card | Fee | Value/yr | Verdict |
|---|
Where the market beats your wallet
Your best card against the top pick in Best in market, just above — the numbers only, since the pick itself is already on this page.
No market pick with a comparable rate for this category yet.